Owning or refurbishing a property is simple and
easy. We offer the best rates and flexible terms.
Owning or refurbishing a property is simple and easy. We offer the best rates and flexible terms.
The right solutions to finance your most important investment: your home.
This flexible credit facility will help you meet the payments related to the construction, renovation or
purchase of a house or an apartment or for the acquisition of bare land.
The Housing Loan can be provided in the following cases:
Construction of a
Purchase of a residential
property (house or apartment)
Purchase of bare land
towards future residential construction
The monthly repayment
should represent a maximum of 35% of the borrower’s monthly income.
Where the salaries of
spouses are credited to accounts held in the Bank, the joint borrowing capacity of the household
shall be considered and the couple shall become co-borrowers.
All payments of existing
commitments/borrowings (Interbank Aruba & other institutions) shall be included in the
calculation of the customer’s repayment capacity.
In the event of
fluctuation in interest rates, the monthly repayment shall be adjusted towards keeping the repayment
Duration: Up to 30 years
depending on the age of borrowers