Purchases made with your debit card instantly decreases your savings or current account balance while a credit card allows you to make a large purchase or get emergency funds and pay for them over time, in payments that fit your budget.

ATM withdrawals (cash advance fee applies), purchases worldwide whether at merchants or online

You should always ensure that you are on a secure website prior to processing your payment. Should you notice any fraudulent use of your card, contact us immediately.

Absolutely nothing additional! It will cost you exactly the same amount as paying cash!

It is the % repayment mode that you have chosen. If the minimum repayment amount (shown on your statement) is not paid monthly, a late repayment and finance charges fee will be applicable.

No interest will be charged if you repay total balance due on repayment date. Cash withdrawals are subject to specific interest charges.